Improve your financial health   Smart Money Habits for a Better Future Your financial health is just as important as your physical and mental health. How you handle your money can affect your overall well-being. Financial wellness means being smart with your money and making good choices. This month is Financial Literacy Month, a time to learn about the importance of understanding money. It’s about changing your habits and finding better ways to manage your finances. When you know how to manage money, it can make you feel more secure and less stressed. Even though it might seem like a lot to learn, you can improve your financial health by taking small steps. Whether it’s learning to save, creating a budget or planning for the future, every little change helps. The more you learn, the better you’ll feel about your money and your future!   Supporting Your Financial Health Life can be expensive. With costs like housing, food, activities, clothing, kids and more, it might feel like your money is disappearing too quickly. With your plan, you can get free help from financial experts. These experts can answer your questions and help you make better choices with your finances. Their advice can save you time and help you feel less worried about money. Areas of expertise include: Budgeting  Financial fitness  Review of credit report  Debt reduction and management  Estate planning Financial planning  Foreclosure and bankruptcy prevention  Housing education and purchasing  Long-term goal setting To speak with a financial expert, click the “Talk to a Counselor” button in the “Telehealth” section of the GeoBlue® mobile app. You can also visit the Wellness Portal on the Member Hub and ask to speak with a financial professional. Member Tools: News & Safety Alerts You can easily choose which notifications to get using the GeoBlue mobile app. Here’s how: Open the mobile app and tap “More” in the bottom right Tap “Notifications” under “Settings”  Turn News & Safety alerts ON (green) or OFF (gray) Manage other notifications like new Guarantees of Payment or Messages That’s it! Your choices save automatically. “When I filled out the eClaim, I found that the process was very easy to follow and the information I had already entered made it even simpler.” – MEMBER Missed last month's newsletter? Want to refer to a previous issue? You can access previous issues online. Visit our Re:Member Archive for the latest on staying healthy, happy and safe while living abroad.   Access important plan information Find doctors and hospitals outside the U.S. Find doctors and hospitals inside the U.S. File a claim or check your claim status Emergency? Please seek help and then contact us +1 610 254 8771 You can also access the above services through the mobile app. Blue Cross Blue Shield Global® is a Brand owned by Blue Cross Blue Shield Association. GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association: made available in cooperation with Blue Cross and Blue Shield companies in select service areas. Coverage is provided under insurance policies underwritten by 4 Ever Life Insurance Company, Oakbrook Terrace, IL, NAIC #80985 under policy form series 54.1201/54.1205/54.1215. 4 Ever Life Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association. Services are provided by Workplace Options, an independent company that is not affiliated with GeoBlue and does not provide Blue Cross or Blue Shield products or services. Workplace Options is solely responsible for referring participants for counseling, coaching and work-life services and health assessments by providers who are appropriately licensed by local authorities. The evaluation and efficacy of any service delivered by a provider lies solely with the employee, spouse, dependent or other authorized party who inquires on behalf of those or other participants. GeoBlue shall have no responsibility or liability whatsoever for any aspect of the provider counseling, coaching, work-life services and health assessments or other similar services, or the counselor/participant relationship. CORP225350-MEM-4/25